Agreement to Terms

By accessing and using ChennaiIQ (the "Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our Website.

Use of Service

Permitted Use

ChennaiIQ provides information about Indian locations, banking services (IFSC codes), postal services (PIN codes), and related data. You may use this information for:

• Personal reference and information
• Completing banking and postal transactions
• Verifying addresses and location details
• General research and informational purposes

Prohibited Use

You agree not to:

• Use automated systems (bots, scrapers) to access the Website without permission
• Attempt to gain unauthorized access to any portion of the Website
• Use the information for spam, phishing, or fraudulent activities
• Redistribute or resell our data without authorization
• Interfere with or disrupt the integrity or performance of the Website

Information Accuracy

ChennaiIQ strives to provide accurate and up-to-date information. However, we cannot guarantee the completeness or accuracy of all data displayed on the Website. Information about IFSC codes, PIN codes, and location details is sourced from official public databases including:

• Reserve Bank of India (RBI) for IFSC codes
• India Post for PIN codes and postal data
• GeoNames and government databases for location information

Users should verify critical information directly with the relevant bank, post office, or government authority before making important decisions.

Intellectual Property

The Website and its original content (excluding public data), features, and functionality are owned by ChennaiIQ and are protected by international copyright, trademark, and other intellectual property laws.

Public data displayed on the Website (such as IFSC codes, PIN codes, and location information) is sourced from official government databases and is publicly available. Our organization, presentation, and additional content are protected by copyright.

Third-Party Links and Services

Our Website may contain links to third-party websites or services that are not owned or controlled by ChennaiIQ. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We use Google AdSense for advertising. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You can opt out of personalized advertising by visiting Google Ads Settings.

Disclaimer of Warranties

The Website is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. ChennaiIQ does not warrant that:

• The Website will function uninterrupted, secure, or error-free
• Defects will be corrected
• The Website or servers are free of viruses or harmful components
• All information is completely accurate, reliable, or current

Limitation of Liability

In no event shall ChennaiIQ, its directors, employees, partners, or suppliers be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from:

• Your access to or use of (or inability to access or use) the Website
• Any errors or inaccuracies in the content
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from the Website

Indemnification

You agree to defend, indemnify, and hold harmless ChennaiIQ and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

• Your use of and access to the Website
• Your violation of any term of these Terms of Service
• Your violation of any third-party right, including intellectual property rights
• Any harm caused to any third party through your use of the Website

Changes to Data Sources

We reserve the right to update, modify, or discontinue any data sources or information categories at any time without notice. This includes but is not limited to IFSC codes, PIN codes, location data, or any other information provided on the Website.

Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Website.

Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: legal@chennaiiq.com

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and ChennaiIQ regarding the use of the Website, superseding any prior agreements between you and ChennaiIQ relating to your use of the Website.