Bank Branches in Payal
Banking Services in Ludhiana, Punjab
About Banking Services in Payal
Payal in Ludhiana, Punjab is served by 31 bank branches from 16 different banks. This comprehensive directory provides complete information about all banking facilities including branch addresses, IFSC codes, contact numbers, and services available.
Banking infrastructure in Payal includes both public sector banks like State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, and private sector banks including HDFC Bank, ICICI Bank, Axis Bank, and many others. Each branch is equipped to handle various banking services including savings accounts, current accounts, loans, deposits, remittances, and digital banking facilities.
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies each bank branch in India. This code is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems. You can find the IFSC code for any branch in Payal listed below along with complete branch details.
Whether you're looking to open a new bank account, transfer funds, apply for a loan, or simply locate the nearest branch, this directory provides accurate and up-to-date information about all banking facilities in Payal. Use the search and filter options to find specific banks or browse the complete list organized by bank name.
How to Use This Banking Directory
Finding bank branch information in Payal is simple and straightforward. Browse the list below organized by bank name, or use your browser's search function (Ctrl+F or Cmd+F) to quickly locate a specific branch. Each listing includes the complete branch address, IFSC code (essential for online transfers), contact phone number with STD code, and a direct link to detailed branch information. Click on any IFSC code to view comprehensive details including services offered, operating hours, and nearby landmarks for easy navigation.
Bank Branches (31 total)
Showing 1 - 31 of 31 branches
AXIS BANK (2 branches)
BANK OF INDIA (2 branches)
RARA SAHIB
IFSC: BKID0006497
RARA SAHIB BRANCH V P O KARAMSAR RARA SAHIB TEHSIL PAYAL DIST LUDHIANA PUNJAB
LUDHIANA, LUDHIANA
📞 91-7283233191
CANARA BANK (1 branch)
CAPITAL SMALL FINANCE BANK LIMITED (1 branch)
CAPITAL LOCAL AREA BANK,DORAHA
IFSC: CLBL0000047
CAPITAL LOCAL AREA BANK LTD,DORAHA G.T ROAD
DORAHA, LUDHIANA
📞 181-5050759
HDFC BANK (2 branches)
ICICI BANK LIMITED (2 branches)
DORAHA
IFSC: ICIC0000787
ICICI BANK LTD., BOPARAI HOUSE, RAILWAY ROAD, DORAHA, DIST LUDHIANA, PUNJAB.
DORAHA, LUDHIANA
📞 91-8894786666
MALOUD BRANCH
IFSC: ICIC0003979
ICICI BANK LTD., PAYAL ROAD, MALOUD, TEHSIL. PAYAL, DIST. LUDHIANA, PUNJAB.
MALAUDH, LUDHIANA
📞 91-8146902807
IDFC FIRST BANK LTD (1 branch)
DORAHA BRANCH
IFSC: IDFB0021184
GROUND AND 1ST FLOOR, SHOP NO.302, WARD NO.3, DORAHA, ABADDI, RAILWAY ROAD, TEH-PAYAL, DIST LUDHIANA, PUNJAB- / TOLLFREE NO -18602582000
DORAHA, LUDHIANA
INDIAN BANK (1 branch)
DORAHA
IFSC: IDIB000D069
AJAIB SINGH COMPLEX OPPOSITE FLY OVER GTROAD DORAHA DORAHA PIN
DORAHA, LUDHIANA
📞 1628-501370
INDIAN OVERSEAS BANK (2 branches)
SAHARAN MAJRA
IFSC: IOBA0003775
VPO SAHARAN MAJRA, TEHSIL PAYAL, LUDHIANA
SIAHAR, LUDHIANA
📞 161-2420803
SIAHAR
IFSC: IOBA0000688
NEAR BUS STAND ,SIAHAR, TEHSIL, PAYAL SIAHAR PIN
SIAHAR, LUDHIANA
📞 2855237
KOTAK MAHINDRA BANK LIMITED (1 branch)
PUNJAB AND SIND BANK (3 branches)
DORAHA DISTT LUDHIANA PUNJAB
IFSC: PSIB0000407
DORAHA DISTT LUDHIANA PUNJAB
DORAHA, LUDHIANA
📞 1628-501360
KATANA
IFSC: PSIB0021479
VILLAGE KATANA TEHSIL PAYAL DISTT LUDHIANA PUNJAB
PAYAL, LUDHIANA
📞 91-9988644553
PAYAL
IFSC: PSIB0021341
NEAR BUS STAND,PAYAL,TOWN PAYAL,DISTT.LUDHIANA ,PUNJAB
PAYAL, LUDHIANA
📞 91-8284893368
PUNJAB NATIONAL BANK (4 branches)
MALOUD
IFSC: PUNB0167010
PAYAL ROAD, NEAR GRAIN DISTT. LUDHIANA, PUNJA
LUDHIANA, LUDHIANA
📞 161-2857058
PAYAL DISTLUDHIANA
IFSC: PUNB0145310
KADDON RD VPO PAYAL DIST LUDHIANA
PAYAL DIST LUDHIANA PUNJAB, LUDHIANA
📞 1628-244055
STATE BANK OF INDIA (4 branches)
UCO BANK (2 branches)
GHURANI KALAN
IFSC: UCBA0000498
VPO GHURANI KALAN DISTRICT LUDHIANA ,LUDHIANA ,PUNJAB PIN
GHURANI, LUDHIANA
📞 161-274241
RAUNI
IFSC: UCBA0000469
VPO RAUNI TEH PAYAL DISTT LUDHIANA ,LUDHIANA ,PUNJAB PIN
RAUNI, LUDHIANA
📞 161-277706
UNION BANK OF INDIA (1 branch)
RAMPUR
IFSC: UBIN0818470
VPO-RAMPUR,TEHSIL -PAYAL,LUDHIANA DIST,PUNJAB -
RAMPUR, LUDHIANA
📞 1628284285
YES BANK (2 branches)
DORAHA, PUNJAB
IFSC: YESB0000892
GF NO 465/470 COMPRISED UNDER KHASRA NO 1130/2,2/4,VILL HADENCHA DORAHA,DIST LUDHIANA,PB,
DORAHA, LUDHIANA
📞 18002000
JARG
IFSC: YESB0001173
GF, KHEWAT/KHATONI NO. 172/187, JARG-1, HADBAST NO.186, TEHSIL PAYAL, DISTRICT LUDHIANA PUNJAB -
JARG, LUDHIANA
📞 18001200
Frequently Asked Questions
What is an IFSC code and why is it important?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify each bank branch in India. It is mandatory for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). The first four characters represent the bank code, the fifth character is always zero, and the last six characters represent the specific branch.
How do I find the IFSC code for a bank branch in Payal?
You can find the IFSC code for any bank branch in Payal by browsing the complete list above. Each branch listing includes the IFSC code prominently displayed. Alternatively, you can visit your bank's official website, check your bank passbook or checkbook (IFSC is usually printed there), or use online IFSC code finders. The codes listed on this page are sourced from official RBI data and are regularly updated.
Are there digital banking services available in Payal?
Yes, most banks operating in Payal offer comprehensive digital banking services including internet banking, mobile banking apps, UPI payments, and ATM services. Major banks like SBI, HDFC, ICICI, and others provide 24/7 online banking facilities allowing you to check balances, transfer funds, pay bills, and manage your accounts from anywhere. Visit the branch or check the bank's official website for specific digital banking features and how to activate them.