Bank Branches in Ladakh

About Banking Services in Ladakh

Ladakh is served by 127 bank branches from 16 different banks. This comprehensive directory provides complete information about all banking facilities including branch addresses, IFSC codes, contact numbers, and services available.

Banking infrastructure in Ladakh includes both public sector banks like State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda, and private sector banks including HDFC Bank, ICICI Bank, Axis Bank, and many others. Each branch is equipped to handle various banking services including savings accounts, current accounts, loans, deposits, remittances, and digital banking facilities.

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies each bank branch in India. This code is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems. You can find the IFSC code for any branch in Ladakh listed below along with complete branch details.

Whether you're looking to open a new bank account, transfer funds, apply for a loan, or simply locate the nearest branch, this directory provides accurate and up-to-date information about all banking facilities in Ladakh. Use the search and filter options to find specific banks or browse the complete list organized by bank name.

127 Bank Branches
16 Different Banks

How to Use This Banking Directory

Finding bank branch information in Ladakh is simple and straightforward. Browse the list below organized by bank name, or use your browser's search function (Ctrl+F or Cmd+F) to quickly locate a specific branch. Each listing includes the complete branch address, IFSC code (essential for online transfers), contact phone number with STD code, and a direct link to detailed branch information. Click on any IFSC code to view comprehensive details including services offered, operating hours, and nearby landmarks for easy navigation.

Complete List of Bank Branches (127)

AXIS BANK (3 branches)

CHOGLAMSAR

IFSC: UTIB0005937

GROUND FLOOR, NEAR FOREST PARK, LEH MANALI HIGHWAY, CHOGLAMSAR, LEH

CHOGLAMSAR, LEH

📞 1982-8492831212

KARGIL

IFSC: UTIB0003953

OPPOSITE MAIN BUS STAND,CHANCHICK NEAR MES, KARGIL DISTRICT KARGIL

KARGIL, KARGIL

📞 1985-9622220881

LEH,LADAKH

IFSC: UTIB0001611

TSASKAN COMPLEX, OPP. DISTRICT LIBRARY, LEH LADAKH, J&K-

LEH, LADAKH

BANDHAN BANK LIMITED (1 branch)

KARGIL BRANCH

IFSC: BDBL0002308

KHASRA NO-2628,1ST FL,CHANCHIK,FATIMA CHOWK,OPP-HIGHLAND SUPER MARKET,NEAR-KARGIL BUS STAND,POLICE STATION-KARGIL,KARGIL-,JAMMU AND KASHMIR

KARGIL, KARGIL

📞 33-66090909

BANK OF INDIA (1 branch)

LEH

IFSC: BKID0006393

BANK OF INDIA FIRST FLOOR CARAVAN COMPLEX GH ROADSKARA MARKET SKARALEH LADAKH

SKARA, LEH

📞 1982-9596563737

BANK OF MAHARASHTRA (1 branch)

LEH

IFSC: MAHB0002515

114C, HOUSING COLONY, MANALI LEH HIGHWAY, LEH, DISTRICT LEH LADAKH, LADAKH-

LEH LADAKH, LEH LADAKH

📞 91-9115510536

CANARA BANK (1 branch)

LEH

IFSC: CNRB0017651

TSASKAN COMPLEX NEAR LIC OFFICE

LEH, LEH

CENTRAL BANK OF INDIA (1 branch)

LEH

IFSC: CBIN0283927

OLD BUS STAND,HOTEL SIACHIN,LEH,JAMMU AND KASHMIR

LEH, LADAKH

📞 22-22612008

HDFC BANK (3 branches)

CHOGLAMSAR

IFSC: HDFC0005742

GRD FLOOR CHOGLAMSAR ZAMPA MAIN CHOWK CHOGLAMSAR LADAKH CHUGLAMSAR JAMMU AND KASHMIR

CHUGLAMSAR, LADAKH

📞 1800-2026161

KARGIL

IFSC: HDFC0002912

HDFC BANK LTD., BAGH-E-KHOMENI, KARGIL- LADAKH, KARGIL JAMMU AND KASHMIR

KARGIL, KARGIL

📞 91-8001804333

LEH

IFSC: HDFC0002369

GROUND FLOOR BASEMENT FLOOR, SKYABU COMPLEX MAIN BAZAR, LEH, LEH

LEH, LADAKH

📞 91-8001804333

ICICI BANK LIMITED (4 branches)

KARGIL

IFSC: ICIC0002576

ICICI BANK LTD., MAIN MARKET, NEAR TIBETAN MARKET, KARGIL, LADAKH

KARGIL, KARGIL

📞 91-9797444625

LADAKH SCOUTS REGIMENTAL CENTRE

IFSC: ICIC0007613

ICICI BANK LTD., LADAKH SCOUTS,TSEYANG LEH, LADAKH UT, LADAKH

LEH, LEH

📞 91-9622978820

LEHTOWN

IFSC: ICIC0002160

ICICI BANK LTD., ADJACENT TO FIRE AND FURY SHOPPING COMPLEX, LEH, LADAKH

LEH, LEH

📞 91-9622329396

NEAR POST OFFICE ROAD MAIN BAZAR

IFSC: ICIC0003623

ICICI BANK LTD., NEAR MAIN BAZAR, LEH LADAK, LADAKH

LEH, LEH

📞 91-9596979684

IDBI BANK (1 branch)

LEH

IFSC: IBKL0001361

IDBI BANK MUNCIPAL COMPLEX,DEBI TU MAIN BAZAR,LEH JAMMU AND KASHMIR

LEH, LADAKH

📞 91-9855559535

INDUSIND BANK (1 branch)

KARGIL

IFSC: INDB0001985

GROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN

KARGIL, KARGIL

📞 1982-9596776622

JAMMU AND KASHMIR BANK LIMITED (75 branches)

AKCHAMAL

IFSC: JAKA0ACHKAM

RAKINA, AKCHAMAL, BLOCK / TEHSIL DISTRICT-KARGIL, PIN-

KARGIL, KARGIL

📞 918-9419895835

ANLAY

IFSC: JAKA0EBANLA

PANCHAYAT GHAR ANLAY

LEH, LEH

📞 91-9419997342

BATALIK

IFSC: JAKA0BATLIK

BATALIK,DISTRICT KARGIL,J AND K PIN CODE

KARGIL, KARGIL

📞 918-5281138

BOGDANG

IFSC: JAKA0BGDONG

DISKIT

LEH, LEH

📞 198-248666

CHEMREY

IFSC: JAKA0EBCHEM

PANCHAYAT GHAR CHEMREY

LEH, LEH

📞 91-9697192273

CHIKTAN

IFSC: JAKA0CHKTAN

THE JAMMU AND KASHMIR BANK LTD

KARGIL, KARGIL

📞 918-279204

CHUCHOT SHAMMA

IFSC: JAKA0CHUSHA

KHOMIENI CHOWK , CHUCHOT SHAMMA,DISTRICT LEH

LEH, LEH

📞 198-9797980607

CHUMUR

IFSC: JAKA0EBCHUM

PANCHAYAT GHAR CHUMIR

LEH, LEH

📞 91-9103276653

DISKIT NOBRA

IFSC: JAKA0DISKIT

DISKIT NOBRA LEH

LEH, LEH

📞 198-220044

DRASS

IFSC: JAKA0DARASS

QATELGAH, MAIN BAZAR DRASS

KARGIL, KARGIL

📞 918-274040

DURBUK

IFSC: JAKA0DURBUK

DURBUK LEH

LEH, LEH

📞 198-9469190202

EBU ALCHI

IFSC: JAKA0EBALCH

PANCHAYAT GHAR ALCHI

LEH, LEH

📞 91-8899112889

EBU BASGO

IFSC: JAKA0EBBASG

PANCHAYAT GHAR BASGO

LEH, LEH

📞 91-8899112889

EBU BEMA HANU

IFSC: JAKA0EBHANU

HAMU PANCHAYAT GHAR BIAMA

LEH, LEH

📞 91-9419301291

EBU CHARASA

IFSC: JAKA0EBCHAR

PANCHAYAT GHAR CHARASA

LEH, LEH

📞 91-6005518027

EBU CHILLING

IFSC: JAKA0EBCHIL

PANCHAYAT GHAR CHILLING

LEH, LEH

📞 91-8899112889

EBU CHUSHUL

IFSC: JAKA0EBCHUS

PANCHAYAT GHAR CHUSHUL

LEH, LEH

📞 91-6005207901

EBU DIGGER

IFSC: JAKA0EBDIGG

PANCHAYAT GHAR DIGGER

LEH, LEH

📞 91-9622972728

EBU DOMKHAR

IFSC: JAKA0EBDOMK

PANCHAYAT GHAR DOMKHAR

LEH, LEH

📞 91-9419301291

EBU EGU

IFSC: JAKA0EBUEGU

PANCHAYAT GHAR EGU

LEH, LEH

📞 91-9622963303

EBU GIA

IFSC: JAKA0EBGIAA

OLD MEDICALSUB CENTRE GIA

LEH, LEH

📞 91-9906991800

EBU HEMIS SHUKPACHAN

IFSC: JAKA0EBHEMI

PANCHAYAT GHAR HEMIS SHUKPACHAN

LEH, LEH

📞 91-9906979333

EBU HUNDER

IFSC: JAKA0EBHUND

PANCHAYAT GHAR HUNDER

LEH, LEH

📞 91-9622972728

EBU KARGYAM

IFSC: JAKA0EBKARG

PANCHAYAT GHAR KARGYAM

LEH, LEH

📞 91-6005207901

EBU KHARDONG

IFSC: JAKA0EBKHAR

PANCHAYAT GHAR KHARDONG

LEH, LEH

📞 91-9622972728

EBU KORZOK

IFSC: JAKA0EBKORZ

PANCHAYAT GHAR KORZOK

LEH, LEH

📞 91-6006159524

EBU KUYUL

IFSC: JAKA0EBKUYU

PANCHAYAT GHAR KUYUL

LEH, LEH

📞 91-6006159524

EBU LAMAYURU

IFSC: JAKA0EBLAMA

PANCHAYAT GHAR LAMAYURU

LEH, LEH

📞 91-9906979333

EBU LARGYAB

IFSC: JAKA0EBLARG

OLD COMMUNITY HALL LARGYAB

LEH, LEH

📞 91-9469736624

EBU LIKIR

IFSC: JAKA0EBLIKR

VILLAGE LIKIR, DISTRICT LEH. LANDMARK NEAR SDM OFFICE LIKIR

LEH, LEH

📞 91-7051162300

EBU LIKTSEY

IFSC: JAKA0EBLIKT

PANCHAYAT GHAR LIKTSEY

LEH, LEH

📞 91-9622969265

EBU MAAN

IFSC: JAKA0EBMAAN

PANCHAYAT GHAR MAAN

LEH, LEH

📞 91-6005207901

EBU MATHO

IFSC: JAKA0EBMATH

PANCHAYAT GHAR MATHO

LEH, LEH

📞 91-9419613645

EBU PHYANG

IFSC: JAKA0EBPHYA

PANCHAYAT GHAR PHYANG

LEH, LEH

📞 91-9419178913

EBU SABOO

IFSC: JAKA0EBSABO

PANCHAYAT GHAR SABOO

LEH, LEH

📞 91-9419613645

EBU SAKTI

IFSC: JAKA0EBSAKT

PANCHAYAT GHAR SAKTI

LEH, LEH

📞 91-9622963303

EBU SHASHUKUL

IFSC: JAKA0EBSHAS

PANCHAYAT GHAR SHASHUKUL

LEH, LEH

📞 91-6005207901

EBU TARU

IFSC: JAKA0EBTARU

UNIVERSITY CAMPUS TARU

LEH, LEH

📞 91-9419178913

EBU TERCHEY

IFSC: JAKA0EBTERC

PANCHAYAT GHAR TERCHEY

LEH, LEH

📞 91-9622972728

EBU WANLA

IFSC: JAKA0EBWANL

PANCHAYAT GHAR WANLA

LEH, LEH

📞 91-9906979333

EBU WARIS

IFSC: JAKA0EBWARI

PANCHAYAT GHAR WARIS

LEH, LEH

📞 91-9469736624

HIMYA

IFSC: JAKA0HESPER

HIMYA KAIRYLEH,LADAKH,J AND K

LEH, LEH

📞 198-9419178288

KARGIL MAIN

IFSC: JAKA0KARGIL

LADAKH

KARGIL, KARGIL

📞 918-233628

KAROO

IFSC: JAKA0EKARUL

KAROO

LEH, LEH

📞 198-2249241

KHALTSI

IFSC: JAKA0KHALSI

KHALSI LEH LADAKH

LEH, LEH

📞 198-224025

LAL CHOWK KARGIL

IFSC: JAKA0KARLAL

LALCHOWKKARGIL

KARGIL, KARGIL

📞 918-9419899712

LCU LEH

IFSC: JAKA0LCULEH

LEH MAIN MARKET

LEH, LEH

📞 198-9596817989

LEH

IFSC: JAKA0PRIEST

MAIN BRANCH LEH

LEH, LEH

📞 198-252087

MANGUE

IFSC: JAKA0EBMANG

PANCHAYAT GHAR, MANGUE

LEH, LEH

📞 91-9469527916

MOTI MARKET LEH

IFSC: JAKA0MOTTII

LBA COMPLEX, MOTI MARKET, NEAR OLD BUS STAND, LEH LADAKH, J&K-

LEH, LEH

📞 198-252551

MULBEK

IFSC: JAKA0MULBIK

VILLAGE MULBEK

KARGIL, KARGIL

📞 918-9419887250

NIMMOO

IFSC: JAKA0NIMMOO

NIMMOO LEH LADAKH

LEH, LEH

📞 198-225225

NYOMA

IFSC: JAKA0NYOOMA

NYOMA CHANGTHANG

LEH, LEH

📞 198-222032

PADAM ZANASKAR

IFSC: JAKA0PADDAM

PADUM, ZANGSKAR, KARGIL

KARGIL, KARGIL

📞 918-245014

PANAMIK

IFSC: JAKA0PANMIK

PANAMIK, LEH J AND K PIN

LEH, LEH

📞 198-247077

PUSKYUM

IFSC: JAKA0PUSKUM

FAROOL PUSKYUM, NEAR PHC PRIMARY HEALTH CENTRE, PUSKYUM, KARGIL, JK-

KARGIL, KARGIL

📞 918-5272057

SALISKOTE KARGIL

IFSC: JAKA0SALISK

SALISKOTE,KARGIL, KARGIL

KARGIL, KARGIL

📞 918-7051163626

SAMOOR

IFSC: JAKA0SAMOOR

SUMOOR NOBRA LEH

LEH, LEH

📞 198-223575

SANJAK KARGIL

IFSC: JAKA0SANJAK

SANJAK,CHIKTAN, KARGIL

KARGIL, KARGIL

📞 918-9469270349

SANKOO

IFSC: JAKA0SANKOO

MAIN BAZAAR SANKOO

KARGIL, KARGIL

📞 918-258014

SHEY

IFSC: JAKA0SHELEH

LEH, LEH

📞 198-9906991898

SKALZANGLING

IFSC: JAKA0SKALZA

AIRPORT ROAD SKALZANGING

LEH, LEH

📞 198-253118

SKURBACHAN

IFSC: JAKA0BACHAN

SKURBACHAN,LEH,LADAKH,J AND K

LEH, LEH

📞 198-2228046

SNM HOSPITAL LEH

IFSC: JAKA0SNMLEH

OPPOSITE SNM HOSPI DISTRICT LEH,J AND K PIN

LEH, LEH

📞 198-9419218657

SPITUK

IFSC: JAKA0EBSPIT

PANCHAYAT GHAR SPITUK

LEH, LEH

📞 91-8492813363

TAI SURU

IFSC: JAKA0TSUROO

TSURU KARGIL,J AND K

KARGIL, KARGIL

📞 918-259075

TEMISGAM

IFSC: JAKA0TEMGAM

BLOCK-KHALTSI

LEH, LEH

📞 198-9419814477

THIKSAY

IFSC: JAKA0HEMMIS

THIKSAY LEH,LADAKH REGION

LEH, LEH

📞 198-9469049938

TP BAROO

IFSC: JAKA0EBAROO

BAROO KARGIL

KARGIL, KARGIL

📞 918-232060

TRESPONE

IFSC: JAKA0TRSPON

TRESPONE KARGIL

KARGIL, KARGIL

📞 918-9469221477

TSAGA

IFSC: JAKA0EBTSAG

PANCHAYAT GHAR TSAGA

LEH, LEH

📞 91-9484322993

TURTUK

IFSC: JAKA0TURTUK

BLOCK-DISTIK

LEH, LEH

📞 198-949300747

UPSHI LEH

IFSC: JAKA0UPSHEE

MAIN MARKET UPSHI JAMMU AND KASHMIR PIN

LEH, LEH

📞 198-9419214248

ZAMPA

IFSC: JAKA0ZAMPAA

ZAMPAA LEH

LEH, LEH

📞 198-265526

ZONAL OFFICE LEH

IFSC: JAKA0GUMPHA

LEH LADAKH JAMMU AND KASHMIR

LEH, LEH

📞 198-252130

PUNJAB AND SIND BANK (1 branch)

LEH

IFSC: PSIB0021629

PUNJAB AND SIND BANK GROUND FLOOR NEAR OASIS RESIDENCY GUEST HOUSE KADMOCHAY SKAMPARI LEH LADAKH

LEH, LEH

📞 1982-9103100601

PUNJAB NATIONAL BANK (5 branches)

CHUGLAMSAR LEH

IFSC: PUNB0870600

BO CHUGLAMSAR NATIONAL HIGHWAY LEH MANALI JAMMU AND KASHMIR LADAKH

CHUGLAMSAR, LADAKH

📞 9419346690

KARGIL LADAAKH

IFSC: PUNB0974900

PNB KARGIL NEAR JOHN PALACE MAIN BAZAR KARGIL J & K JK KARGI

KARGIL, KARGIL

📞 9469258854

KHARU

IFSC: PUNB0959100

KHARU MARKET TEHSIL- KHARU DISTRICT-LEH JK LADAK

LADAK, LEH

📞 11-23718172

LEH

IFSC: PUNB0456600

MAIN BAZAR, LEH, LADAKH

LEH, LEH

SANKOO

IFSC: PUNB0958400

PNB HOUSE NO 36 MAIN BAZAR LD KARGI

KARGIL, KARGIL

📞 11-23718172

STATE BANK OF INDIA (27 branches)

BODH KHARBOO

IFSC: SBIN0061713

STATE BANK OF INDIA BODH KHARBOO DISTRICT-KARGIL LADAKH ( UT)-

KARGIL, KARGIL

📞 9419299088

CHOGLAMSAR

IFSC: SBIN0003886

DISTLADAKH JAMMU AND KASHMIR

LEH, LEH

CHUCHOT

IFSC: SBIN0064097

STATE BANK OF INDIA,MAIN MARKET,CHUCHOT,DIST.-LEH,UT - LADAKH

LEH, LEH

CHUMATHANG

IFSC: SBIN0064255

STATE BANK OF INDIA,MAIN MARKET,CHUMATHANG,DIST.LEH,UT-LADAKH

LEH, LEH

📞 1982-9419279966

DISKIT

IFSC: SBIN0061292

INSIDE GOMPA SHOPPING COMPLEX, DISKIT , LEH- (J AND K)

DISKIT, LEH

📞 9419279966

DRASS

IFSC: SBIN0005885

DISTKARGIL JAMMU AND KASHMIR

DRASS, KARGIL

FIRE AND FURY

IFSC: SBIN0013719

OPP HALL OF FAME,AIR PORT ROAD LEH

LEH, LEH

GARKONE

IFSC: SBIN0064390

STATE BANK OF INDIA,MAIN MARKET,GARKONE,BLOCK -SOUDH,DIST.-KARGIL,UT - LADAKH

KARGIL, KARGIL

📞 1985-503002044

KARGIL

IFSC: SBIN0001390

DISTKARGIL JAMMU AND KASHMIR

KARGIL, KARGIL

KHUMBTHANG

IFSC: SBIN0005239

DISTKARGIL, JAMMU AND KASHMIR

SANKOO, KARGIL

KHURBATHANG

IFSC: SBIN0064098

STATE BANK OF INDIA,MAIN MARKET,KHURBATHANG,DIST.-KARGIL,UT - LADAKH

KARGIL, KARGIL

LEH

IFSC: SBIN0001365

DISTLADAKH JAMMU AND KASHMIR

LEH, LEH

MATSTLANG, KARU

IFSC: SBIN0013718

MATSALANG

LEH, LEH

NIMU

IFSC: SBIN0013717

NIMU, DISTLEH194101

LEH, LEH

PADUM

IFSC: SBIN0063955

STATE BANK OF INDIA,MAIN MARKET,PADUM,ZANSKAR,DIST.-KARGIL,UT - LADAKH

KARGIL, KARGIL

📞 9018356742

PRATAP PUR

IFSC: SBIN0064436

STATE BANK OF INDIA,COMPLEX NEAR 102 INF BRIGADE CANTEEN,PRATAP PUR,TEHSIL -NUBRA,DIST -LEH UT -LADAKH

LEH, LEH

📞 1980-7006751124

R AND DB RACC KARGIL

IFSC: SBIN0063486

NEAR KHOMINI CHOWK KARGIL

KARGIL, KARGIL

📞 1985233221

R AND DB RACC LEH

IFSC: SBIN0063488

LEH MAIN BAZAR, OPPOSITE CHOKHANG VIHARA, LEH, LADAKH

LEH, LEH

📞 9419003725

SAKTI

IFSC: SBIN0064257

STATE BANK OF INDIA,MAIN MARKET,SAKTI,DIST.-LEH,UT - LADAKH

LEH, LEH

📞 1982-9797120787

SANKOO

IFSC: SBIN0064258

STATE BANK OF INDIA,MAIN MARKET,SANKOO,DIST.-KARGIL,UT -LADAKH

KARGIL, KARGIL

📞 9906834670

SASPOL

IFSC: SBIN0007702

DISTLADAKH, JAMMU AND KASHMIR

LEH, LEH

SHAKAR

IFSC: SBIN0006870

DISTKARGIL, JAMMU AND KASHMIR

SHAKAR, KARGIL

SHARGOL

IFSC: SBIN0007750

DISTKARGIL, JAMMU AND KASHMIR

KARGIL, KARGIL

SME LEH

IFSC: SBIN0064099

STATE BANK OF INDIA,SME LEH,OPPOSITE SONAM NURBOO MEMORIAL HOSPITAL,LEH DIST - LEH,UT - LADAKH

LEH, LEH

📞 1982-9906084069

TAISURU

IFSC: SBIN0064256

STATE BANK OF INDIA,MAIN MARKET,TAISURU,DIST.-KARGIL,UT - LADAKH

KARGIL, KARGIL

TANGSAY

IFSC: SBIN0018049

ANGSAYDISTTLEH LADAKHI JAMMU KASHMIR194101

LEH, LADAKH

📞 22-9419233378

T.C.A LEH

IFSC: SBIN0006937

DISTLADAKH JAMMU AND KASHMIR

LEH, LEH

UNION BANK OF INDIA (1 branch)

LEH

IFSC: UBIN0578908

UNION BANK OF INDIA, OPPOSITE NOBRA ENTERPRISES,GH ROAD,SKARA,LEH LADAKH-

LEH, LEH

YES BANK (1 branch)

LEH LADHAK

IFSC: YESB0001071

GF - ATM AND FIRST FLOOR (BRANCH), ANTELOPE COMPLEX, MAIN MARKET, LEH LADHAK, J AND K

LEH LADHAK, LADAKH

📞 18002000

Frequently Asked Questions

What is an IFSC code and why is it important?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify each bank branch in India. It is mandatory for all electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). The first four characters represent the bank code, the fifth character is always zero, and the last six characters represent the specific branch.

How do I find the IFSC code for a bank branch in Ladakh?

You can find the IFSC code for any bank branch in Ladakh by browsing the complete list above. Each branch listing includes the IFSC code prominently displayed. Alternatively, you can visit your bank's official website, check your bank passbook or checkbook (IFSC is usually printed there), or use online IFSC code finders. The codes listed on this page are sourced from official RBI data and are regularly updated.

Are there digital banking services available in Ladakh?

Yes, most banks operating in Ladakh offer comprehensive digital banking services including internet banking, mobile banking apps, UPI payments, and ATM services. Major banks like SBI, HDFC, ICICI, and others provide 24/7 online banking facilities allowing you to check balances, transfer funds, pay bills, and manage your accounts from anywhere. Visit the branch or check the bank's official website for specific digital banking features and how to activate them.